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Trusted Credit Intelligent Solution

Credit Risk Intelligence
Your Finance Team
Will Understand

The only credit risk platform that shows you the score,
explains how it was built, and tells you exactly what to do next.

Image
0years+

On Market

Hero Image

Trusted Credit Intelligent Solution

Credit Risk Intelligence
Your Finance Team
Will Understand

The only credit risk platform that shows you the score,
explains how it was built, and tells you exactly what to do next.

Image
0years+

On Market

Why choose us

Why CFO's Trust InRatings

Full Methodology Transparency

Every rating includes a complete breakdown of the data sources, weighting criteria, and risk dimensions that produced the result.

Actionable Credit Intelligence

Each report delivers only the indicators relevant to the credit decision at hand — presented in plain language with a single recommended action

Portfolio-Level Risk Visibility

Monitor credit risk across your entire customer base simultaneously. Identify concentration risk, deteriorating accounts, and emerging exposures before they materialise as provisions or write-offs.

Why choose us

Why CFO's Trust InRatings

Full Methodology Transparency

Every rating includes a complete breakdown of the data sources, weighting criteria, and risk dimensions that produced the result.

Actionable Credit Intelligence

Each report delivers only the indicators relevant to the credit decision at hand — presented in plain language with a single recommended action

Portfolio-Level Risk Visibility

Monitor credit risk across your entire customer base simultaneously. Identify concentration risk, deteriorating accounts, and emerging exposures before they materialise as provisions or write-offs.

Why choose us

Why CFO's Trust InRatings

Full Methodology Transparency

Every rating includes a complete breakdown of the data sources, weighting criteria, and risk dimensions that produced the result.

Actionable Credit Intelligence

Each report delivers only the indicators relevant to the credit decision at hand — presented in plain language with a single recommended action

Portfolio-Level Risk Visibility

Monitor credit risk across your entire customer base simultaneously. Identify concentration risk, deteriorating accounts, and emerging exposures before they materialise as provisions or write-offs.

How we work

How we work

How we work

From Company Search to Credit Decision — in Minutes

No manual data entry. No interpretation required. Just a clear rating, a recommended credit limit, and a defined action for every company you assess.

Search the company

Create a new credit risk assessment and add your client's details — or send them a secure link to complete the form themselves

Collect & Validate Data

Our system retrieves data from external sources automatically. Your analyst reviews, validates, and completes any missing information.

Generate the Report

InRatings analyses the data and produces a full credit risk report including a credit score, rating, and recommended credit limit.

Make Informed Decisions

Use the validated report to approve, decline, or negotiate credit terms

Quick Answers

Q&a: How We Work

Our methodology supports various types of businesses

Who is InRatings designed for?

InRatings is designed for Chief Financial Officers and Finance Directors at B2B companies selling on credit terms with 20 or more active credit customers. It is particularly suited to organisations that currently purchase credit bureau reports but find those reports do not translate into clear, operational credit decisions.

How is InRatings different from other credit bureaus?
What types of credit risk reports does InRatings generate?
What does the AA → E rating scale mean?
How do I get started?
Can InRatings assess companies outside Poland?

Quick Answers

Q&a: How We Work

Our methodology supports various types of businesses

Who is InRatings designed for?

InRatings is designed for Chief Financial Officers and Finance Directors at B2B companies selling on credit terms with 20 or more active credit customers. It is particularly suited to organisations that currently purchase credit bureau reports but find those reports do not translate into clear, operational credit decisions.

How is InRatings different from other credit bureaus?
What types of credit risk reports does InRatings generate?
What does the AA → E rating scale mean?
How do I get started?
Can InRatings assess companies outside Poland?

Quick Answers

Q&a: How We Work

Our methodology supports various types of businesses

Who is InRatings designed for?

InRatings is designed for Chief Financial Officers and Finance Directors at B2B companies selling on credit terms with 20 or more active credit customers. It is particularly suited to organisations that currently purchase credit bureau reports but find those reports do not translate into clear, operational credit decisions.

How is InRatings different from other credit bureaus?
What types of credit risk reports does InRatings generate?
What does the AA → E rating scale mean?
How do I get started?
Can InRatings assess companies outside Poland?

Get in touch

Ready to Assess Your First Company?

Start with a free credit risk assessment — one company, no commitment, full methodology. Or speak with our team to discuss your portfolio requirements before selecting a plan.

Get in touch

Ready to Assess Your First Company?

Start with a free credit risk assessment — one company, no commitment, full methodology. Or speak with our team to discuss your portfolio requirements before selecting a plan.

Get in touch

Ready to Assess Your First Company?

Start with a free credit risk assessment — one company, no commitment, full methodology. Or speak with our team to discuss your portfolio requirements before selecting a plan.